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Negligence claims against professional advisers have reached an 11-year-peak according to a finance provider which claims both insurance claims and premiums are rising. A study by Syscap has found High ...
2. Highly recommendable
(Newsflashes/Newsflash)
... and efficiently making the overall level of service highly recommendable. Architects, N Ireland - March 2010   ...
3. CML Certificates
(Blog Articles/PI News Related)
It was accompanied by “A Guide to the CML Certificate”. The guide ended with this warning: “If [the consultant] signs the certificate and defects are subsequently found to affect the property, it is highly ...
4. Town Planners
(site sections/Sectors Covered)
... Planning is generally seen by insurers to be a low risk activity, however firms who undertake large projects or high value projects should ensure their insurer has a good description of their activities. ...
5. Town Planners
(site sections/Sectors Covered)
... terms·         Town Planning is generally seen by insurers to be a low risk activity, however firms who undertake large projects or high value projects should ensure their insurer has a good description ...
6. Genealogists
(site sections/Sectors Covered)
... provide limits of indemnity which include the legal cost. However, the cost of litigation is high and can eat into the limit of indemnity provided if costs are inclusive. Many professionals are obliged ...
7. Advantage Solo Members
(site sections/Quotes)
...  We wanted to pay a fair price for a fair cover i.e. No stripping away of cover to save on price. We wanted an Insurer rated highly across the board. (AA (Very Strong) by Standard & Poor’s; AA ...
8. AGRA Members
(site sections/Quotes)
... of cover to save on price. We wanted an Insurer rated highly across the board. (AA (Very Strong) by Standard & Poor’s; AA (Very Strong) by Fitch Ratings. In addition, A+ (Superior) by A.M. Best Company). ...
9. N - Glossary
(Glossary/Glossary)
... Professional Negligence imposes a higher degree of reasonableness as the professional is holding himself out to be an expert. Thus he must  ...
10. D - Glossary
(Glossary/Glossary)
... the insurance company are payable. You may choose a higher deductible to lower your Premium. Also known as Excess. Difference in Condition ...
11. Directors and Officers
(site sections/Related Products)
... such losses. In addition, expenses cover is provided for any corporate identity fraud. For those accused - their liberty is at stake and, financially, the costs of defence can be high; sometimes reaching ...
12. Other Professionals
(site sections/Sectors Covered)
... for risk each type of business activity carries. The more high-risk work undertaken, the higher the rate insurers apply. This rate is then related to fee income to establish a premium for the risk. Higher ...
13. Media
(site sections/Sectors Covered)
...  film work is deemed higher risk than radio and press, etc. Example: An advert involved a song which sounded like it was sung by someone with a stammer. The advertising agency was warned by ...
14. IT Consultancy
(site sections/Sectors Covered)
... of indemnity with legal costs in addition to the limit. Others provide limits of indemnity which include the legal cost. However, the cost of litigation is high and can eat into the limit of ...
15. Surveyors
(site sections/Sectors Covered)
... may require the periodic assessment and review of rental being charged. The surveyors may be appointed by either the landlord or the tenant to carry out this function. Medium to high risk depending on ...
16. Design and Construction
(site sections/Sectors Covered)
... liability can be high and success is far from guaranteed. How do insurers rate a risk and what do they look for? As there is no professional body for contractors, there is no recognised qualification ...
17. Consulting Engineers
(site sections/Sectors Covered)
... to which they may be subjected. Soil and foundation work This is seen as a higher risk area of work. The potential consequential loss has produced some of the largest paid claims in this area of the ...
18. Architects
(site sections/Sectors Covered)
... breakdown of fee income, attention commonly being paid to the following: Architectural work: new build This is viewed as higher hazard - particularly work involving structural design ...
19. Accountants
(site sections/Sectors Covered)
... of professional bodies as well as unqualified but highly experienced advisers, such as former tax inspectors. Firms vary dramatically in size and services, from small sole practitioners through to huge ...
20. Estate Agents
(site sections/Sectors Covered)
... dealing with higher value property than in the north, however, many parts of the country have pockets of high value property. The same error on the sale of a high value property can potentially result ...
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