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We have selected HCC International to provide this service based on their policy wording and their premium rates. Not all online PI offerings are the same. See our newsletter and refer to the policy summaries provided on the quotes page.

Our quote engine may refer you to a manual system if you have had past claims, or if there is an element of your business activity which is considered to be a higher than average risk activity. In these instances, please continue to provide your details and we will endeavour to communicate with you as soon as possible to ensure your visit to our site has been a beneficial one.

Why HCC International?

• We wanted a policy wording based on an 'Any One Claim' i.e. full cover for each claim, no capping in the aggregate
• We wanted a full civil liability wording i.e. not restricted to a list of heads of cover
• We wanted the excess not to apply to defending any claims against you. i.e. You are not out of pocket even though you are innocent of the claim
• We wanted legal costs to be supported in addition to the limit of insurance. i.e. the cost of defending the claim does not eat into the limit of cover you have purchased
• We wanted to pay a fair price for a fair cover i.e. No stripping away of cover to save on price

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