The terms described in this glossary relate to their usage in respect of professional indemnity and liability insurance. They are for general usage and other definitions may apply to the same word, phrase or string of words.

Where a word or phrase is common to the wording within a contract of insurance, the explanation herein may be different to that meant within the specific contract of insurance. On this basis Hammond Professional Indemnity Consultants Ltd hold no responsibility for any error, action or loss the user of this website may make or take as a results of the content herein.